UNIT BUREAU

Guides

How stablecoin settlement works

Settlement is the moment your counterparty agrees the funds are final enough to release goods, services, or internal ledger entries. On-chain, that moment depends on network rules, custody design, and your own risk appetite.

Confirmations and finality

Chains differ in how quickly a transfer becomes irreversible. Your policy should state how many confirmations finance requires for small versus large tickets.

Custody paths

Funds might move wallet to wallet, or through a processor's omnibus account. Each pattern shifts who holds keys, who insures what, and how refunds are executed.

Reconciliation artifacts

Hashes, memos, and exportable CSVs are the language operations uses to talk to accounting. Demand those artifacts up front, not after month-end close.

Continue in the registry

Profiles include acceptance, settlement notes, and verification status with review dates.